The Drury Rewards Visa Credit score Card is a co-branded lodge bank card issued by Commerce Financial institution. Those that frequent Drury Lodge properties can rake in rewards simply with the cardboard and by being a member of the lodge’s loyalty program.

However the card suffers from most of the similar pitfalls that related no-annual-fee co-branded lodge playing cards do: Rewards are earned largely by way of model spending, redemption choices are restricted and perks are few and much between.

Right here’s what to know in regards to the Drury bank card.

Drury is a small chain with properties in solely 25 states (as of this writing), which implies its motels usually are not accessible for a lot of vacationers. In the event you do not frequent a type of states, the cardboard won’t make sense for you.

Contemplate a co-branded lodge bank card from an organization with a bigger footprint as a substitute. For instance, the $0-annual-fee Alternative Privileges® Mastercard® earns rewards for stays on the firm’s greater than 7,000 areas worldwide. The cardboard additionally rewards holders for on a regular basis non-Alternative lodge model spending at gasoline stations, grocery shops, residence enchancment shops and for telephone plans.

To get the cardboard, you should be a member of the Drury Rewards buyer loyalty program, which is free to affix.

Unbiased of the cardboard, this system earns members 10 factors per $1 spent on eligible Drury room charges for particular person stays and 5 factors per $1 for group stays. Amongst different earnings, the cardboard additionally will get you 5 factors per $1 on Drury lodge spending, which stacks with the loyalty program’s earnings. So, altogether, right here’s what cardholders can earn with the cardboard:

• 10 to fifteen factors per $1 spent on Drury lodge room charges, relying on whether or not you e-book a person or group keep.

• 2 factors per $1 spent on gasoline, eating places and utilities.

• 1 level per $1 spent all over the place else.

Like most branded lodge playing cards, the Drury card reserves its highest reward charges for model spending. In the event you go to the lodge typically, you’ll be able to accumulate factors quick with the cardboard and by being a part of the Drury loyalty program. However most of your spending outdoors of the model received’t enable you to rake in a lot. The cardboard does earn 2x again for some widespread spending like gasoline, eating places and utilities — however yow will discover playing cards that earn 2x again on all purchases.

Drury factors may be redeemed totally free night time stays at taking part Drury motels; Drury motels reward playing cards; reward playing cards from retailers, airways and eating places; and for charitable contributions.

Level values and redemption necessities fluctuate by redemption choice. For instance, you’ll want at the very least 17,500 factors to redeem for a $50 Drury lodge reward card. Meaning factors are price a paltry 0.0029 of a cent every when redeemed that manner — effectively beneath the trade normal of at the very least a penny per level. Equally, you will need to have at the very least 15,000 factors, valued at $50, to redeem for a charitable contribution, making factors price about 0.0033 of a cent every in that occasion.

To redeem for retailer reward playing cards, most of which begin at $50, you may want 20,000 factors — once more, a poor worth.

Factors required totally free night time stays with Drury fluctuate by lodge, dates of keep, and room kind.

As of this writing, new candidates are eligible for the next: Earn 25,000 Drury rewards bonus factors if you spend at the very least $500 along with your card inside 90 days of account opening. (Notice that bank card bonuses can change typically.)

Like most no-annual-fee lodge playing cards, the Drury card does not function many perks past its ongoing rewards. Plus, its incomes and redemption choices are restrictive.

For a card that does not require model loyalty, take into account a basic journey rewards bank card. The Wells Fargo Autograph Journey℠ Card is a robust candidate. It fees a $95 annual payment, however cardholders get 5 factors per $1 on motels booked straight with the lodge, 4 factors per $1 on airfare booked straight with the airline, 3 factors per $1 on different journey and eating purchases, and 1 level per $1 on all different qualifying purchases.