The Citi Strata Elite℠ Card has a $595 annual charge, however it provides journey advantages that would make the expense worthwhile. Along with excessive rewards charges on journey bookings and eating, you’ll earn a beneficiant welcome bonus. Plus, you possibly can chip away on the card’s charge by utilizing a couple of of its out there credit for particular purchases.

Frequent American Airways flyers can switch factors to the airline, because it’s one in every of Citi’s switch companions for choose playing cards together with the Citi Strata Elite℠ Card. Different card issuers don’t characteristic American as a switch associate.

Here is what to find out about the important thing advantages of the Citi Strata Elite℠ Card.

The Citi Strata Elite℠ Card earns:

• 12 factors per $1 on motels, automobile leases and points of interest booked on cititravel.com.

• 6 factors per $1 on air journey booked by means of cititravel.com. 

• 6 factors per $1 at eating places (together with meals supply companies) on “Citi Nights” on Fridays and Saturdays between 6 p.m. and 6 a.m. Japanese Time. Exterior of this timeframe, you’ll earn 3 factors per $1 on this class.

• 1.5 factors per $1 on all different purchases.

New cardholders can earn this bonus: For a restricted time, earn 80,000 bonus Factors after spending $4,000 within the first 3 months of account opening​.

Rewards are earned within the type of ThankYou® factors, which you’ll be able to redeem for journey booked by means of Citi, in addition to for money again, reward playing cards and on-line purchases at collaborating retailers. You may also switch factors to one in every of Citi’s airline and lodge companions, together with American Airways.

Word that factors are value 1 cent every when redeemed for journey by means of Citi, however level values can range for different redemption choices. If you happen to redeem for money again, for instance, factors are value solely 0.75 cent every.

Rise up to $300 off a lodge keep of two or extra nights in the event you e book by means of cititravel.com.

Rise up to $200 in credit for purchases with as much as two of those retailers: 1stDibs, American Airways, Finest Purchase, Future Private Coaching and Dwell Nation.

Some exclusions apply. For instance, eligible American Airways purchases embrace flights bought immediately by means of the airline, however purchases reminiscent of automobile leases and lodge reservations by means of American are excluded. For the Dwell Nation credit score, you should make your buy on livenation.com or ticketmaster.com, not by means of a third-party service.

You’ll be able to activate as much as two retailers for the Splurge credit score, and you’ll change your retailers everytime you’d like.

Get two $100 credit per 12 months towards Blacklane, a chauffeur service. You should utilize one credit score from January by means of June, and the opposite from July by means of December.

Get entry to Precedence Move airport lounges with a Precedence Move Choose membership, valued at $469, per Citi.

Annually, you’ll get 4 passes to entry American Airways Admirals Golf equipment’ almost 50 areas.

Obtain a reimbursement for TSA PreCheck or World Entry software charges each 4 years.

Take pleasure in advantages for stays at collaborating motels booked by means of cititravel.com. These embrace a $100 expertise credit score, complimentary breakfast for 2 company, free Wi-Fi, early check-in/late checkout and room upgrades.

By way of Citi Leisure, entry ticket gross sales, presales and unique experiences for reside occasions, together with live shows, sporting occasions and extra.

Take courses by means of Dying & Co’s on-line studying platform. Dying & Co is a cocktail bar with a handful of areas within the U.S., and cardholders ages 21 and up can study to make cocktails within the consolation of their very own kitchens.

Get reservations at sought-after eating places, most well-liked tickets and ticket presale entry for reside occasions, and entry to Mastercard airport lounges and fast-track safety traces at choose worldwide airports.

If an merchandise you bought throughout the final 90 days was broken or stolen, you could be lined for as much as $1,000 per incident and $10,000 per merchandise, with a most annual reimbursement of $50,000. Coated gadgets embrace electronics reminiscent of smartphones, laptops and tablets, in addition to furnishings and residential home equipment. Some purchases are excluded from this profit, reminiscent of automobiles, forex, watches, jewellery, firearms and extra.

You’ll have protection within the occasion your journey is canceled or interrupted, or delayed. There’s additionally protection for misplaced or broken baggage, in addition to rental automobile insurance coverage.