The Costco enterprise bank card doles out 5% money again on gasoline at Costco, and 4% again on gasoline and EV charging elsewhere. You solely earn the bonus price on the primary $7,000 in mixed spending per 12 months (and 1% again after that).

In the event you solely replenish at Costco, you may earn $350 again on gasoline alone in case you hit that cap. That’s at the very least $140 greater than you’d earn with enterprise gasoline playing cards that provide 2% to three% again on gasoline.

The Costco Anyplace Visa® Enterprise Card by Citi doesn’t have an annual payment. However you want a Costco membership in your title to use.

Costco gives two membership tiers: Gold Star/Enterprise ($65/12 months) or Government ($130/12 months).

Need to add an worker as a certified consumer? Additionally they want a $65 Costco membership of their title.

Costco Government members already earn 2% again (as much as $1,250 yearly) on eligible Costco and Costco Journey purchases.

Add the Costco enterprise card into the combo and you’ll stack your 2% membership profit along with your Costco enterprise card’s rewards, which embody:

• 3% again on Costco Journey.

• 2% again on all different Costco and Costco.com.

Which means you’ll earn as much as 5% money again on Costco Journey purchases and as much as 4% again on different Costco purchases.

The Costco Anyplace Visa® Enterprise Card by Citi additionally earns 3% again on eating places and different eligible (non-Costco) journey spending.

The money again you earn with the Costco enterprise bank card is doled out yearly — through a reward certificates you may solely redeem at Costco.

Whereas that certificates will be redeemed for money (or a examine in sure situations), it nonetheless should be executed in particular person. Different enterprise bank cards allow you to redeem rewards extra simply and extra steadily.

A typical cash-back enterprise card, just like the U.S. Financial institution Enterprise Triple Money Rewards, for instance, permits you to redeem money again as an announcement credit score or a deposit into your enterprise checking account. You are able to do this on an everyday cadence and straight from the app on the cardboard’s web site.

One other wrinkle with Costco enterprise card rewards redemption? Your annual certificates, which is issued on the shut of your February billing cycle, expires in case you don’t use it by the top of that 12 months. With different enterprise bank cards, your rewards don’t expire so long as your account stays in good standing.

The Costco Anyplace Visa® Enterprise Card used to have a roster of procuring and journey protections. These included an prolonged guarantee profit that added two years of protection to eligible purchases.

The unhealthy information: That prolonged guarantee profit was axed in January 2023.

The excellent news: The Costco Anyplace Visa® Enterprise Card retained journey protections — corresponding to journey accident insurance coverage and roadside dispatch service — even after Citi reduce these protections from different playing cards 2019.