Capital One’s latest lounge is touchdown at JFK airport, and it’s serving up a distinctly New York expertise.

At 13,500 sq. toes, the Capital One Lounge at New York-John F. Kennedy Worldwide would be the issuer’s largest but when it opens Thursday, June 19. In a nod to town that by no means sleeps, the lounge, which Capital One is asking its flagship, can be open 24/7 — one thing virtually extraordinary for U.S. lounges. Hours, nonetheless, can be restricted within the first month of opening.

Facilities embrace fan favorites like barista-made espresso, small plates of meals and grab-and-go bites, however Capital One can be introducing model new choices, together with a bodega-style deli counter serving bagel sandwiches and an intimate cheese-tasting expertise with a cheesemonger.

Capital One invited me to a press preview earlier than the opening. Right here’s what you possibly can anticipate.

The Capital One Lounge at JFK is positioned within the retail corridor of Terminal 4, under the JFK Delta One Lounge and subsequent to Hugo Boss. The terminal is utilized by a mixture of SkyTeam, Star Alliance and different airways, together with Delta Air Traces, Emirates, Singapore Airways, KLM, LATAM and Air India.

Nonetheless, there’s a differentiator: The Capital One Lounge at JFK can be open 24/7 — or no less than that’s the plan. For those who’re visiting within the first few weeks of opening, anticipate totally different hours. In accordance with Capital One, the primary month can be a mushy opening:

• From June 19 to July 2, the lounge will open from 9 a.m. to 9 p.m.

• From July 3 to 16, the lounge will open from 6 a.m. to 11 p.m.

• Beginning July 17, the lounge can be open 24/7.

As soon as it is open 24 hours, sure sections of the lounge can be closed off between midnight and 5 a.m. every day, and vacationers can anticipate restricted facilities throughout these hours.

The area, operated by the airport lounge model Primeclass, has a most occupancy of 261 individuals.

The Capital One Lounge at JFK is break up into three sections: the middle atrium, the eating space and the bar space. I’ll talk about the place issues are positioned on this part, however for extra particulars on particular meals and beverage choices in these areas, head to the following part.

Once you first enter the lounge, you stroll into the middle atrium, the place you’ll verify in.

As you stroll additional into the lounge, you’ll discover a wide range of seating choices, from small tables and armchairs to counter seating. There have been energy retailers in every single place I seemed, which is all the time a plus in a lounge.

There’s additionally a variety of greenery used all through the area. Though it’s synthetic, it appears to be like real looking and helps tie the areas collectively.

The middle atrium can be residence to what I think about can be one of many lounge’s hottest spots: the bodega. It’s half espresso bar, half bagel sandwich station and half grab-and-go counter. Situated within the coronary heart of the lounge, the bodega is designed to appear like a New York deli counter.

Every part of the lounge has an attention-grabbing assertion piece, and right here within the middle atrium, it’s the artwork set up impressed by the idea of falling leaves. It hangs over the atrium’s important seating part, and it’s proper by the home windows, permitting the piece to glitter within the daylight.

Actually, your entire lounge has massive home windows spanning a whole wall, providing essentially the most expansive views in Capital One’s lounge portfolio. Nearly wherever within the lounge is an effective place for airplane recognizing.

To the best of the principle seating space, there’s a protracted hall with extra counter seating.

You’ll discover a wide range of paintings from New York artists scattered all through the lounge. Lots of the works use robust and vibrant colours, including to the vitality of the area.

The middle atrium is the one spot that can be open 24/7. Between midnight and 5 a.m., visitors are welcome to loosen up right here, however the doorways to different sections of the lounge can be closed. I counted roughly 80 seats within the atrium, which can hopefully be sufficient for the variety of passengers with early-morning flights.

To the left of the middle atrium, you will have the eating space, with loads of desk seating, small plates of meals and the cheese-tasting expertise — a JFK unique.

The design inspiration right here was Central Park, so that you’ll discover lighter wooden tones all through, in addition to the tree in the midst of the room to anchor the area.

Regardless that it’s a eating space, there’s additionally counter seating with loads of energy retailers as effectively.

That is additionally the place the cheesemonger station is. For those who’re not acquainted, that’s only a fancy time period for somebody who sells cheese. All of the cheese is free to strive at this lounge.

I cherished the patterned mosaic wall with the deep blue tile, which helps set up this area as its personal inside the bigger eating space.

To the best of the middle atrium, you’ll discover the bar space, extra seating and two non-public rooms for further rest. The lounge’s single bathe room can be on this part.

Impressed by Manhattan nightlife, that is most likely essentially the most hanging area within the lounge, with the heavy use of brass and an ornate mild fixture over the bar made with hand-blown glass and (you guessed it) extra brass.

The smoked glass panels on the ceiling additionally assist add to the moody vibes on this space.

There’s loads of seating right here, and a number of the tabletops have contact lamps that supply totally different lighting choices with a easy faucet.

Immediately throughout from the bar, there are two non-public rooms out there for reserving. When you can reserve non-public workstations on the Capital One Lounge in Denver, the non-public rooms at JFK are designed as an area to hang around and loosen up.

The rooms are pretty spacious, and every has a distinct seating configuration. One has 4 chairs at every nook of the room, whereas the opposite has two chairs and a sofa. You received’t be capable of e book these rooms till you get to the lounge, and visitors can keep as much as 45 minutes in a personal room.

If you’ll want to bathe earlier than your subsequent flight, you are able to do that too on this lounge. Nonetheless, there’s just one bathe room, so it might get crowded throughout peak hours.

To order a bathe or non-public room, you’ll want to talk to an agent on the check-in desk or scan a QR code to e book on-line.

Whereas the lounge design is gorgeous, the meals has all the time been the star of the present at each Capital One Lounge, and JFK is not any exception. However this time, there’s a bit further by way of partnerships with New York-based meals institutions like Ess-a-Bagel and Murray’s Cheese.

Repeat visitors to Capital One’s lounges will acknowledge a variety of acquainted options, such because the small plates of meals and the grab-and-go counter. Nonetheless, the JFK expertise goes to be a bit totally different from what individuals are used to.

This Capital One Lounge may have a small plates bar within the eating space. That’s the place visitors will discover chilly meals choices, akin to everything-spiced deviled eggs, wild arugula panzanella salads and roasted heirloom tomato crostinis.

For warm meals objects, you’ll must order these by way of QR codes. These QR codes will be discovered at each seat, making it a handy strategy to order meals regardless of the place you might be within the lounge. In addition they come in useful in the course of the late-night hours when the eating space is closed, permitting visitors to order meals objects from a restricted menu.

The menu affords sizzling dishes like rooster paillard (a skinny rooster cutlet), summer season succotash, braised Berkshire pork shank, and mac and cheese.

At breakfast, you possibly can anticipate objects like pineapple and melon salad, strawberry rhubarb in a single day oats, avocado toast, NYC eggs Benedict, challah French toast, and a bacon, egg and cheese breakfast sandwich.

Throughout from the small plates bar, there are pastries and desserts, together with cookies, brownies and butterscotch blondies.

There’s additionally a refreshments station with a wide range of nonalcoholic drinks on faucet — a enjoyable characteristic discovered at different Capital One Lounges.

Whereas I sometimes benefit from the small plates at Capital One Lounges, I couldn’t assist however gravitate towards the bodega, which has an espresso bar and an on-demand bagel sandwich station in collaboration with New York favourite Ess-a-Bagel.

“When we look at partners here, it’s really about figuring out New York institutions,” says David Borowik, Capital One Journey’s head of airport experiences, packages and partnerships. “The last thing we ever could do is come to New York and put up a subpar bagel. We would never hear the end of it.”

The bagels can be introduced in every morning and baked on-site all through the day, and they are often eaten within the lounge or taken as a grab-and-go possibility.

I opted for the traditional smoked salmon sandwich on an all the pieces bagel, and it was wonderful. Different sandwich choices embrace spicy egg and cheese; bacon, egg and cheese; and pastrami and swiss.

For those who want, you too can select your individual bagel (plain, sesame, entire wheat, all the pieces or cinnamon raisin) and add a schmear or deli salad to go along with it. Since these are made to order, you too can ask to customise it to your liking.

The bodega can be residence to the grab-and-go counter, the place you possibly can decide up salads, wraps, fruits and extra. Not like different Capital One Lounges the place it’s self-service, you’ll must ask a workers member on your objects.

Meals choices can be out there on the bodega after midnight, however the choice could also be restricted.

Subsequent to the bodega, there’s a snack station with chocolate-covered espresso beans, corn nuggets, a rice cracker combine and a dried fruit combine.

For those who’re trying to hydrate, take a look at the beverage station throughout from the bodega, with espresso, chilly brew on faucet and water.

The bar options an intensive menu of 18 cocktails, together with JFK’s signature Coffey Park Swizzle, a rum-based drink created in collaboration with Dying & Co.

I appreciated that two of the choices have been nonalcoholic, making it an accessible area for everybody. For those who order the Staten Island Dawn, it is available in a tall glass designed particularly for JFK’s Capital One Lounge.

As a part of its Good Airport Beer program, Capital One partnered with Grimm Artisanal Ales to create the Skyscraper IPA, unique to the JFK location. There are additionally paid alcoholic choices, if you happen to’re in search of one thing fancier than what’s out there free of charge.

The cheesemonger station is likely one of the most artistic choices I’ve seen at a card issuer’s lounge. In partnership with Murray’s Cheese, visitors can join a 45-minute cheese-tasting expertise with a cheesemonger, who will design a curated cheese board for you based mostly in your pursuits.

The cheese board comes with charcuterie, wine and beer pairings and a black-and-white cookie to cap off the expertise.

When the lounge first opens, this can be out there between 11 a.m. and seven p.m. every day, though hours might change sooner or later.

The indicators within the cheese case are all handwritten, and visitors can anticipate a rotating choice of cheeses. I’m not a cheese connoisseur by any means, however my favourite was the moliterno al tartufo, a pecorino injected with truffle paste.

There are solely six seats on the counter and it’s first come, first served, so coming right here and snagging a reservation would most likely be the very first thing I do at this lounge.

For those who can’t get a spot on the counter or don’t have time to do the complete expertise, you possibly can strive one of many ready small plates.

At sure instances all through the day, visitors might encounter roaming trolley carts serving up particular treats. Begin your mornings with a caffe shakerato, a shaken iced espresso drink, or munch on pastries in the course of the afternoon tea service. At sundown, the trolley will supply a champagne toast.

At JFK, there will even be a midnight snack — described as “a cheese surprise” by Borowik — served round 12:30 a.m. This new addition is a pleasant contact, given the restricted choices after midnight.

Like different Capital One Lounges, the lounge has non-public all-gender restrooms, making a extra premium really feel. There are seven restrooms in complete, which is on the upper finish for a Capital One Lounge.

I loved the paintings extending into the restrooms, with one among them that includes prints of previous covers from the New Yorker.

There’s additionally a mother and father room, providing a quiet area to nurse or change diapers. The room has an armchair, a sink, a bottle hotter and a Diaper Genie for disposing of diapers.

In case you run out of diapers, Capital One has you coated.

To enter the Capital One Lounge at JFK, you may want a same-day boarding move for a flight with a scheduled departure time inside three hours.

Holders of the Capital One Enterprise X Rewards Credit score Card and holders of the Capital One Enterprise X Enterprise obtain complimentary entry to any Capital One Lounge. By January 2026, cardholders can convey two visitors free of charge into the lounge.

Nonetheless, beginning Feb. 1, 2026, visitors will solely be free if you happen to spend no less than $75,000 in a calendar 12 months in your card.

You should current your eligible card to enter the lounge. For those who left it at residence, you too can generate a lounge move by way of the Capital One app in your telephone.

Sure Capital One cardholders can enter at a reduced charge of $45, whereas non-cardholders and non-customers can be charged $90 per go to.

There’s lots to like at Capital One’s latest lounge location, however it’s abundantly clear that it is a place the place you’ll must arrive early to completely benefit from the facilities. I’m particularly curious to see how the expertise holds up at scale as soon as the lounge opens to the general public.

From the six seats on the cheesemonger station to the only bathe (a step up from the Capital One Lounge at Washington Dulles Worldwide Airport, which has no showers), it looks like there could be lengthy waits for common facilities. Even the bodega — which I believe is a superb idea — might change into a sufferer of its personal success, because it tries to serve espresso, bagel sandwiches and grab-and-go meals objects on the identical time.

Nonetheless, the lounge hasn’t opened but, so I’m withholding any judgment on overcrowding till I get to see it in motion. For now, I believe it’s nice that JFK’s Terminal 4 is getting such a improbable 24/7 lounge possibility.