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My spouse and I are in our late 60s. Do I promote shares to pay our $30,000 credit-card debt — or do it step by step over 3 years?

My spouse and I are in our late 60s. Do I promote shares to pay our ,000 credit-card debt — or do it step by step over 3 years?

My spouse and I are in our late 60s. Do I promote shares to pay our $30,000 credit-card debt — or do it step by step over 3 years?
“We have around $375,000 in investments in mutual funds and stocks with Morgan Stanley.”
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